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  • Naomie Jean-Philippe

All because you didn’t have an estate plan

Let's start our conversation by talking about things that everyone can agree on:

  • Pizza, wine and ice cream can solve problems and heal wounds;

  • Weekends should be: Saturday, Sunday and Monday (at least)

  • There was room for Jack, Rose!


Another few things we can also agree:

  • We're all Gonna Die... Eventually.

  • Everybody has an estate.

Yes, EVERYBODY. Your estate is basically everything you own: house, car, furniture, investments, personal belongings, bank account. No matter how modest and simple your things are, they are part of your estate.


So what happens with your things, when you are no longer here and don’t have an estate plan?


So the truth is, if you don’t have a plan in place, the state has a plan for you. That’s right, people that do not know you or your family, they do not know how hard you have worked to obtain what you have, they do not know you at all and will be making decisions for you if you do not have an estate plan.


So what is Probate?

Probate is a legal process where the court will distribute a deceased person's assets. This process takes place through a probate court, meaning it is all PUBLIC! That’s right all of your property being transferred to your spouse, kids, siblings or anyone else that you want to leave it to will be public and anyone can go down to the court and see what you have and who it is going to. And this court unfortunately doesn’t know your wishes (unless they’re written in a legal document), so nobody can ensure they will be carried out.

The probate process can take years to complete and the state will decide what happens to your assets, how to distribute your property and funds and if you have no guardians named for your minor children, they make decisions on that too!

And the final decision may be something you would never make in life.

But we can’t forget the family fighting that happens if your family does not agree with the state's decision. This will result in more wasted time and money and a lot of fighting.


Speaking of money, did you know that the probate process is very expensive?

In other words, in addition to the pain of losing a loved one, your family will have to spend a lot of money on a process that can take years and not be good for everyone.

All because you didn’t have an estate plan.

Did you know, probate can actually be avoided all together. Meaning you don’t have to deal with the expense of probate, going to court while grieving, publically having your assets distributed, your family waiting years to take ownership of everything you worked so hard for.. You don’t have to deal with any of this if you have the right estate plan.

When you are ready to plan for your peace of mind, click below and


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